Debt Negotiations, Settlements and Workouts

Bankruptcy is not the right choice for everyone.  Due to your job, beliefs or particular circumstances, bankruptcy may not even be an option for you.

Bankruptcy is not your only option

Many debt consolidation and debt settlement companies are nothing more than scams designed to take your money.  Even if they are not scams, many debt negotiators are simply ineffective because they can't do anything more than you could already do yourself.  There are a lot of debt settlement companies that make unrealistic promises, then charge you a fee and leave you holding the bag.  I won't do that.

To be clear, I'm not offering to wave a magic wand and make all of your problems go away. What I can do is offer you the help of an experienced attorney.  I will give you a realistic assessment of your situation and I will work with you and your creditors to come up with practical solutions to your debt problems. 

I know how to effectively deal with collectors because I know collection laws and how the collections process works.  I can help you negotiate a reasonable repayment plan with your creditors and debt collectors, and I may even be able to help you reduce the size of your debts. 

If creditors or debt collectors are unreasonable or malicious, I can: stop collectors from harassing you at home and work; sue collectors who violate the Maine or Federal Fair Debt Collection Practices Act (FDCPA); defend a lawsuit filed against you in Court; and, file suit against creditors, collectors or repossession agents who break the law.

Every person is different.  You have your own needs and special circumstances.  I will work with you to design and implement a debt reduction strategy that is customized to your unique situation.  Let's work together to find the right solutions to your problems.  Call me if you want to do everything possible to avoid bankruptcy and settle your debts.    

Isn’t it time to stop worrying and start settling your debts?

Call Toll Free: 1-866-529-6246